IT&Data Product Analyst – Payments & Banking Communication Squad

The IT&DATA department is recruiting a new IT&Data Product Analyst based in Warsaw to support the analysis, delivery, and continuous improvement of our Payments & Banking Communication Product within a global environment.

Context

Our IT&DATA organisation is transitioning from a project-delivery toward a product-centric approach, grounded in user value, product delivery and continuous improvement. As part of this journey, we are hiring a  Product Analyst for our Payments & Banking Communication Squad.

This team is one of the three squads that make up our IT&DATA Treasury & Tax product, which supports related corporate finance processes globally.

The role sits at the intersection of business, product management, and technology, ensuring that treasury platforms and tools deliver high business value while maintaining reliability, compliance, and scalability.

You will analyze business needs and product performance, translate requirements into clear functional solutions, and support the Product Owner in maximizing the value of the Payments & Banking Communication product. You will contribute to the evolution of banking connectivity and payment exchange capabilities while ensuring alignment with business priorities, regulatory requirements, and industry standards.

Acting as a functional bridge between business stakeholders, the Product Owner, and delivery teams, you will structure requirements, support backlog refinement, clarify expected outcomes, and help the squad deliver scalable, high-impact, and compliant solutions.

The Product Analyst will report to the IT&DATA Treasury and Tax Product Owner based in Paris, France, and will work closely with squad members and business stakeholders.

If you are eager to drive impact through technology, structured analysis, and user-centric product delivery, this is your opportunity to contribute to shaping the future of finance in Danone and bringing value to the community of internal users and business stakeholders.

Key Responsibilities

1. Product Analysis & Roadmap Support

• Contribute business, process, data, and technology insights to the product vision and roadmap defined by the Product Owner.
• Analyze Treasury needs and assess their alignment with product objectives and the global payment strategy.
• Identify impacts, dependencies, risks, and opportunities arising from regulatory changes, banking standards such as ISO 20022 and SWIFT, payment digitalization, APIs, and real-time payments.
• Prepare analysis and recommendations to support roadmap and investment decisions.

2. Requirements & Backlog Analysis

• Gather, analyze, challenge, and document business and user requirements.
• Translate needs into epics, features, user stories, process maps, functional specifications, and acceptance criteria.
• Support the Product Owner in backlog refinement and prioritization by providing value, effort, dependency, risk, and impact analysis.
• Maintain requirements traceability and ensure delivered solutions address the agreed business outcomes.

3. Stakeholder Management

• Facilitate requirements and solution-design workshops with Treasury, Finance, IT, banking partners, and other relevant stakeholders.
• Build a detailed understanding of user journeys, pain points, controls, data flows, and operational processes.
• Coordinate functional clarifications across Group Treasury, Regional Treasuries, P2P, I2C, Master Data, IT teams, banks, SWIFT, and service providers.
• Provide transparent analysis of requirements, decisions, dependencies, risks, and delivery status.

4. Agile Delivery, Testing & Validation

• Actively contribute to sprint planning, backlog refinement, reviews, demos, and retrospectives.
• Clarify functional requirements and acceptance criteria for developers, architects, testers, and support teams.
• Prepare and coordinate functional testing, defect analysis, business validation, and user acceptance testing.
• Assess release readiness, support deployment and hypercare activities, and ensure appropriate documentation and knowledge transfer.

5. Payments & Banking Communication Functional Expertise

• Analyze and support solution evolution across payment processing and payment factory capabilities, financial messaging and file exchange, bank reporting and cash visibility, payment fraud controls, and file-format compliance.
• Document current and target processes, interfaces, business rules, data mappings, controls, and exception scenarios.
• Evaluate proposed solutions for reliability, scalability, security, compliance, and alignment with internal controls and banking standards.
• Act as a functional reference for Payments and Banking Communication topics and support root-cause analysis of complex incidents and defects.

6. Product Performance & Continuous Improvement

• Define, collect, and analyze product and service performance indicators, user feedback, incident trends, and adoption data.
• Identify improvement opportunities and formulate evidence-based recommendations for the Product Owner.
• Support risk assessments, auditability, compliance reviews, and remediation follow-up.
• Contribute functional expertise to treasury digital transformation initiatives.

Key Deliverables

• Documented business requirements, process maps, functional specifications, data mappings, user stories, and acceptance criteria
• Well-refined backlog items supported by clear value, impact, dependency, and risk analysis
• Test scenarios, UAT coordination, defect analysis, and business validation evidence
• Product performance, adoption, control, and user-feedback analysis with actionable recommendations
• Accurate functional documentation and effective knowledge transfer for stable, secure, and compliant solutions

Required Skills & Experience

Experience

• 5+ years of experience in Business Analysis, Product Analysis, Functional Analysis, or a comparable role, preferably within payments, treasury, or banking connectivity and in complex international environments
• Proven experience analyzing and delivering payment solutions, banking connectivity, or payment factory capabilities
• Hands-on experience with requirements elicitation, process modelling, functional specifications, user stories, acceptance criteria, testing, and defect analysis
• Experience working in Agile / Scrum product teams and collaborating with Product Owners and cross-functional delivery teams

Functional & Technical Expertise

Strong understanding and mastery of:

• Payments lifecycle and payment processing
• Bank connectivity channels (SWIFT)
• Financial messaging standards (MT, ISO 20022 MX)
• Payment solutions and payment messages format development
• Cash management and bank reporting
• Treasury and payment transformation initiatives
• Knowledge of Kyriba or Datalog TMS would be a plus

Product Analysis & Collaboration Skills

• Strong product mindset and ability to connect user needs with measurable business value
• Excellent requirements elicitation, structured analysis, process modelling, and documentation skills
• Ability to challenge assumptions and provide objective recommendations based on evidence
• Excellent stakeholder facilitation, communication, and cross-functional collaboration

Technical Understanding

• Good understanding of:
• • System architecture and integrations
  • Payments infrastructure and connectivity
  • XML and ISO 20022 message formats
  • SQL queries

Soft Skills

• Analytical thinking combined with a practical delivery mindset
• Ability to influence and facilitate alignment without formal authority
• Strong problem-solving, attention to detail, and communication skills
• High level of ownership for analysis quality, follow-through, and results

Education

• Master’s degree in Finance, Engineering, Information Systems, or related field

Nice to Have

• Experience in large multinational organizations
• Exposure to Payment Factory or In-House Bank models
• Knowledge of SWIFT ecosystem and banking connectivity architectures
• Experience with ISO 20022 migration programs
• Knowledge of regulatory environments impacting payments and financial messaging (SEPA, CBPR+, local clearing schemes, etc.)

At the Danone group we are fulfilling our mission, according to which „we bring health to as many people as possible”.

Behind our brands is always technology pushing them forward. We know that the future of business is IT and data. That’s why we use advanced and innovative IT solutions which are implemented in all Danone units around the world.
For more information about Danone, our divisions and culture, please explore https://careers.danone.com

WE OFFER

A revolutionary job that will be part of the digital transformation of global FMCG leader. We consider that it starts with people who notice more and make better decisions. And that’s exactly the kind of people we want to attract to DANONE.

We know that the future of business is IT and data. We are looking for catalysts for change. We ensure you work with great products, and technologies in an international environment, learning from experts and experienced managers but how much you will develop in this position depends on you!

We value smart working so that’s why while being focused on results, we offer flexible working hours and a home office policy. You are able to work from the office in Warsaw twice a week. Want to move to Warsaw? OK! We have a relocation package to help you out!

On top of that, you will have access to the benefits we offer to you and your family, including private medical care, benefits package for parents, life insurance, social fund, or employee discounts.

We’ve always been changers.

WHAT NEXT?

Click the “Apply” button and create your profile in the recruitment system by uploading a CV. We will get acquainted with your experience and then we will arrange the selected candidates for the first telephone interview. Next steps are two meetings with your future managers at Danone.

Do not hesitate and join our IT&DATA Team in Poland which vision is that the technology is a strategic differentiator for DANONE, powered by an IT agile organization.

We embrace diversity in our organization. This means giving full and fair consideration to all applicants without attention to race, color, religion, sex, age, sexual orientation, gender identity, national origin or disability status.

Danone Sp. z o.o. with its registered office in Warsaw (ul. Bobrowiecka 8, 00-728 Warsaw) is the controller of your personal data disclosed in the profile and in documents submitted during the recruitment process.

Administratorem Twoich danych osobowych udostępnionych w profilu oraz w dokumentach składanych w ramach rekrutacji jest Danone Sp. z o.o. z siedzibą w Warszawie (ul. Bobrowiecka 8, 00-728 Warszawa).